The Downsizer’s Equity Maximiser
Downsize Your Home, Not Your Wealth.
A seamless, end-to-end service for homeowners in the Sutherland Shire who want to unlock the maximum value from their family home and transition beautifully into their next chapter.
Your Home is More Than an Asset. It’s a Lifetime of Memories.
You’ve spent decades creating a wonderful life in your family home. It’s seen celebrations, milestones, and the morning sun catch the dust in a certain way. Now, as you consider the next chapter, the thought of leaving can be overwhelming. At Horvat Capital, we believe you deserve both.
You know there is significant wealth tied up in your property, but accessing it feels complicated and stressful.
- You worry about underselling a home that holds so much of your life’s work.
- You see the potential for improvements but don’t have the time, energy, or contacts to manage a renovation.
- The thought of navigating a high-stakes sales campaign and then immediately starting a search for a new home is exhausting.
You feel you have to choose between getting the best possible price and having a stress-free transition.
Introducing The Equity Maximiser: A Smarter Way to Downsize Downsizing shouldn't mean downgrading your wealth.
Our exclusive “Equity Maximiser” service is a complete, concierge-level solution designed specifically for homeowners like you. We act as your single, trusted partner to manage the entire process, ensuring you not only achieve a premium sale price but also find the perfect new home to begin your next adventure.
We turn a complex, emotional process into a simple, profitable, and dignified experience.
Renovate
Maximise value with smart upgrades
Sell
Get top dollar for your home
Buy
Find the perfect next home
Case Study: The Smiths of Burraneer
The Home: A beloved 4-bedroom family home, owned for 35 years.
- The Goal: Downsize to a luxury, low-maintenance apartment in Cronulla and maximise their retirement fund.
- Our Solution: We managed a targeted 6-week refurbishment, focusing on the kitchen, bathrooms, and outdoor entertaining area.
- The Result: The home sold for $315,000 above the initial appraised value, more than covering the renovation costs and significantly boosting their next purchase. We then secured them a stunning off-market, single-level apartment with water views.
“Horvat Capital took all the stress and worry out of what we thought would be an impossible process. They treated our home with respect and their strategy delivered a result beyond our wildest dreams.” – The Smith Family
Our Proven Process
We’ve streamlined the entire downsizing journey into three seamless phases, all managed by our expert in-house team.
Step 1: Strategic Pre-Sale Renovation
We identify and manage a targeted, high-impact refurbishment designed to elevate your home's appeal to today's premium buyers. Real estate data shows a well-managed renovation can add 10-15% to your final sale price. We handle everything:
ROI-focused design (kitchens, bathrooms, flooring, paint, landscaping).
Vetted professional tradespeople.
Complete project management, on time and on budget.
Step 2: Premium Sales Campaign
As a licensed real estate agency, we manage a sophisticated and bespoke sales campaign to ensure your newly perfected home achieves its maximum potential in the market. We are your advocates, focused solely on your outcome.
High-end marketing and styling.
Expert negotiation.
A seamless, transparent sales process.
Step 3: Secure Your Perfect New Home
While we manage the sale, our buyer's agency service begins the search for your next home. We take the time to understand your new lifestyle goals and find the perfect property to match, often before it even hits the public market.
Sourcing on- and off-market properties.
Due diligence and price negotiation.
Aligning settlement dates for a smooth, stress-free move.
Ready to Start Your Next Chapter with Confidence?
Your family home is your most significant asset. Let’s work together to honour its past and maximise its future.
The first step is a simple, no-obligation consultation to discuss your goals. Let us show you what’s possible.